Business
Why You Should Not “Cheap Out” On Business Laptops
Why You Should Not “Cheap Out” On Business Laptops. Security Considerations, Utility In Your Day-To-Day Operations, Resources To Help Choice.
Many Factors Define Laptop Efficiency
You can find a Lenovo or a Dell laptop in the $150 to 250 range brand new on sale. That laptop will do word processing, it will have internet access, and come preprogrammed with a few games. It’ll likely have adware as well, which is a pain. The cheaper the device, the higher the likelihood that annoying pop-ups will define startup and be hard to get rid of.
That said, for many, this kind of thing is all that’s necessary. However, for laptops that are repositories of important information, this is not enough. Two primary things are deciding factors. For one, consider security. The cheaper the computer, the more vulnerable it is to cybercrime.
You’re generally not going to find exceptionally cheap Apple devices unless they’re used and old. Good luck finding anything that’ll run modern software under $500 in the MacBook refurbishment camp. It’s there, but it’s quite essential. Meanwhile, Windows devices are international and common.
Table of Contents
1. Security Considerations
For cybercriminals, the majority of hack attacks have to do with a sort of spray-and-pray technique. They’ll send out varying hack attacks en masse. Instead of sending one email to a specific target, they’ll send a thousand emails aimed at average users who aren’t savvy about the new scam and hope they catch a few.
That’s not to say there isn’t directed hacking, either. This is sometimes called “spear-phishing”, and there’s also “whaling”, where management personnel at the top of corporate infrastructure are targeted for cybercriminal data theft.
Ransomware is targeted at such individuals. Also, hackers seek to get network access information to steal vital data like bank accounts and passwords.
2. Utility In Your Day-To-Day Operations
Beyond security, you need to think about utility. Cheap laptops have unresponsive trackpads, meaning you’ll likely need to get a wireless mouse. Their keyboards are also suspect. On the Lenovo Ideapad 110-15ACL, the “Shift” key is smaller than on virtually all other American devices, and it’s located right above the “Right Arrow” key.
If you type like most people—right-handed—you’re going to have quite a difficult time capitalizing on certain things. It ends up being quite an impediment to your daily grind, and, as with the wireless mouse, you end up having to buy a wireless keyboard as well. That’s in addition to all the adware and pop-up.
Plus, as you use cheap laptops, they become increasingly slower with notifications, adware, user error, and other issues. Lastly, the cheaper the computer, the faster its battery gets used up.
As Lenovo mentioned earlier, expect battery life to last about two hours before a recharge is needed once you’ve had it for a few months. Now the Ideapad 110-15ACL is explicitly a few years old, but the same features tend to define other cheap options as well.
3. Resources To Help Inform Your Choice
To more efficiently inform your business laptop acquisition, here’s a list of some of the best laptops out there. To condense it all, you’ll want something that’s mid-range and up for essential battery, speed, storage, processing capability, security, and overall user-friendliness. Look for models that specifically feature vital customer service.
The stronger the customer service, the less difficulty you’ll have in troubleshooting when issues develop. Even if you can farm such troubleshooting off to on-site IT personnel, they’ll thank you if customer service for the device in question is qualitative, as they’ll likely have to deal with those departments at some point.
The thing is, there’s a cost-benefit analysis to run here. If the device you choose is cheap, but it’s hard to operate, its battery always runs down, it doesn’t effectively safeguard proprietary data, and it’s a pain to use, then what you save in money directly you’ll lose on the back-end.
However, a device that’s four times more expensive than peers, but which runs fast, is reliable, secure, easy to use, has friendly customer service, incorporates long battery life, and is exceptionally portable will collaterally be more valuable to your business overall.
Workers can get things done faster and with less mental fatigue, and the device can be trusted. You’ll make back the extra money you spend.
4. Diverse Factors Determine Balance: The $750 Rule Of Thumb.
The balance for many businesses where employees aren’t doing processing-intensive work on their laptops tends to be between about $500 and $1,000.
If you are actually on a budget, you can find models in the $1,200 to $2,000 range in the $300 to $700 range if you buy them refurbished after a few years. As a rule of thumb, expect about $750 per unit for the best results overall regardless of brand.
Business
Navigating the Process of Selling Deceased Estate Shares
This article aims to provide a comprehensive guide to selling shares from a deceased estate. Process of Selling Deceased Estate Shares.
Table of Contents
1. Understanding the Basics of Selling Deceased Estate Shares
Dealing with a deceased estate can be a challenging and emotional process, especially when it comes to handling financial assets like shares. This article aims to provide a comprehensive guide to selling shares from a deceased estate.
2. What are Deceased Estate Shares?
Deceased estate shares refer to the stocks and shares that were owned by an individual who has passed away. These shares become part of the deceased’s estate and are subject to the terms of their will or estate plan.
3. The Importance of Valuing the Shares
The first step in selling deceased estate shares is to obtain a current valuation. This valuation is crucial for several reasons: it helps in distributing the estate among beneficiaries, it may be necessary for tax purposes, and it gives an idea of the market value of the shares.
4. Legal Requirements and Executor Responsibilities
The executor of the estate plays a pivotal role in the management and distribution of the deceased’s assets. This section will cover the legal responsibilities and steps the executor needs to take to lawfully sell the shares.
5. Obtaining Probate
Before any action can be taken with the shares, it’s often necessary to obtain probate. Probate is a legal process that confirms the executor’s authority to deal with the deceased’s assets.
Transferring Shares into the Executor’s Name
Once probate is granted, shares may need to be transferred into the name of the executor. This process varies depending on the company and the type of shares.
6. The Process of Selling Shares
After completing legal formalities, the executor can proceed with selling the shares. This section will outline the steps involved in this process, including choosing a brokerage or financial service, understanding market conditions, and making informed decisions.
Deciding on the Right Time to Sell
Timing can significantly impact the returns from selling shares. Executors need to consider market conditions and financial advice to determine the best time to sell.
Completing the Sale
This subsection will detail the actual process of selling shares, including placing orders, handling transaction fees, and ensuring all regulatory requirements are met.
7. Navigating Tax Implications and Reporting
Managing tax obligations is a critical aspect of selling deceased estate shares. This section will explain the potential tax implications and the importance of accurate reporting for both capital gains tax and inheritance tax considerations.
Understanding Capital Gains Tax Responsibilities
When shares are sold, any profit made from the time of the deceased’s passing to the sale date may be subject to capital gains tax. Executors need to be aware of these implications and plan accordingly.
Inheritance Tax Considerations
In some jurisdictions, the value of the deceased estate’s shares might impact inheritance tax calculations. It’s essential for executors to understand these aspects in order to ensure compliance with tax laws.
8. Common Challenges and How to Overcome Them
Selling deceased estate shares can present unique challenges. This section will discuss common issues such as disputed wills, fragmented information about the shares, and market volatility.
Dealing with Disputed Wills and Beneficiary Disagreements
Disputes over the will or disagreements among beneficiaries can complicate the process. Executors must handle these situations delicately and legally.
Managing Market Volatility
Shares can be subject to market fluctuations. Executors should be prepared for this volatility and may need to consult financial advisors to navigate these waters effectively.
9. Tips for Executors Handling Deceased Estate Shares
This section will provide practical advice for executors, including the importance of seeking professional advice, keeping thorough records, and communicating clearly with beneficiaries.
Seeking Professional Financial and Legal Advice
The complexity of selling shares from a deceased estate often necessitates professional advice. This can range from legal counsel to financial advisory services.
Record Keeping and Communication with Beneficiaries
Maintaining transparent and thorough records is crucial. Executors should also prioritize clear and consistent communication with all beneficiaries to avoid misunderstandings.
Conclusion
Selling shares from a deceased estate is a responsibility that requires careful attention to legal, financial, and interpersonal dynamics. By understanding the process, staying informed about tax obligations, and tackling challenges head-on, executors can fulfill their duties effectively and respectfully.
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